A group of specialist businesses
where the bottom line is always
financial sense.

Scottish Provident is a pioneer in the protection industry and has provided market-leading, award-winning products since 1837. As part of their commitment to a multi-brand strategy, Royal London acquired Scottish Provident in 2008 to accelerate their ambitions in the protection market.

The specialist expertise we’ve gained over the years means we have an in depth understanding of what is important when it comes to providing personal, mortgage or business protection. We pride ourselves in offering flexible comprehensive cover that goes beyond the standard offering. Our products are available exclusively through the intermediary adviser channel.

We have a proven track record for helping clients when they need it most by paying claims swiftly and fairly. In 2009 alone, we paid out almost £94m in critical illness claims.

Key Products

We offer a full range of set term or whole of life cover for individuals or businesses.

Scottish Provident Self Assurance term range offers a flexible, tailored menu solution allowing clients to select the benefits that suits them for set period of time often to tie in with the length of their mortgage. Range includes:

• Life Assurance
• Critical Illness Cover
• Income Protection
• Unemployment Cover

Scottish Provident Pegasus product range offers a choice of options designed to protect the whole of a client’s life. Range includes:

• Life Assurance
• Critical Illness Cover
• Joint life cover set up to pay out on the second death - designed to pay an inheritance tax bill.