A group of specialist businesses
where the bottom line is always
financial sense.

We have a proud history of pensions innovation. This means that we focus on pensions which is just part of the reason why we are good at what we do. Our long list of industry awards proves it. Everything we do, from our carefully selected investment choices to our excellent customer and online service, is designed to help our customers save for their future.

We only sell our pensions through intermediaries. As a result we don’t spend money on expensive advertising campaigns or running high street branches – we prefer to use that money to provide our customers with the best possible pension.

We positively aim to be different. Rather than choosing to blend in with the herd, we aim to succeed by standing out from the pack - taking a different view, breaking new ground, backing our own judgement.

Key Products

• Group and individual personal pensions
• Income Drawdown
• Self-invested personal pensions (SIPP)
• Defined benefit schemes
• Occupational pension restructures